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1st Time Homebuyers
Should I buy – or Rent?
Answer: A home is an investment – even in a more transient market like ours, purchasing a home is usually a good strategy for your financial future. With tax deductions for mortgage interest and a healthy, steady stream on new buyers into our largely military marketplace, home ownership is an investment. Consult a real estate broker first for a referral to a reputable mortgage company so that your financial picture is realistic and accurate.
Should I use a real estate broker? How do I find one?
Answer: Using a REALTOR® is always advisable. All the details involved in home buying, particularly the financial ones, can be mind-boggling. A good real estate professional can guide you through the process and make the experience much easier. A real estate broker will be well-acquainted with all the important things you’ll want to know about a neighborhood – schools, taxes, traffic patterns, covenants or restrictions and more. He or she will help you figure the price range you can afford and search the multiple listing service for homes you’ll want to see. With up-to-the-minutes access to market activity, they can save you hours of driving-around or surfing-the-web time.
Consult your broker for referral to a mortgage counselor who can guide you through the types of mortgages, paperwork and details of financing.
**$8,000 First Time Home Buyer Tax Credit – yes, it is available and is expiring December 1, 2009. No repayment is required. Contact an agent today to learn more about it.
